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Sections
Cover Page
Introduction
Table of Contents
FEDVIP Program Highlights
How We Have Changed for 2026
Section 1 Eligibility
Section 2 Enrollment
Section 3 How You Obtain Care
Section 4 Your Cost for Covered Services
Section 5 Vision Services and Supplies
Section 6 International Services and Supplies
Section 7 General Exclusions - Things We Do Not Cover
Section 8 Claims Filing and Disputed Claims Process
Section 9 Definitions of Terms We Use in This Brochure
Stop Health Care Fraud!
Summary of Benefits
Rate Information
 

Blue Cross Blue Shield FEP Vision Brochure - 2026

 
 

 

Blue Cross Blue Shield FEP Vision
Section 3 How You Obtain Care

 

Out-of-Network

 

Under High Option, you may obtain care from any licensed eye care provider. If the provider you use is not part of our network, benefits will be considered out-of-network. Because these providers are out of the BCBS FEP Vision network, we will reimburse you up to the maximum reimbursement amount allowed by the plan (see fee schedule allowances as described in Section 4, Your Cost For Covered Services). You are responsible to pay the out-of-network provider and then submit a claim along with an itemized receipt to receive your reimbursement (see Section 8, Claims Filing and Disputed Claims Processes, for information).

Under Standard Option, you must stay in-network for covered services. If you receive care from a non-participating provider, we will not pay for any services unless you reside in a limited access area. Please see Section 4, Your Cost For Covered Services.
 
 

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