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Cover Page
Introduction
Table of Contents
FEDVIP Program Highlights
How We Have Changed for 2026
Section 1 Eligibility
Section 2 Enrollment
Section 3 How You Obtain Care
Section 4 Your Cost for Covered Services
Section 5 Vision Services and Supplies
Section 6 International Services and Supplies
Section 7 General Exclusions - Things We Do Not Cover
Section 8 Claims Filing and Disputed Claims Process
Section 9 Definitions of Terms We Use in This Brochure
Stop Health Care Fraud!
Summary of Benefits
Rate Information
 

Blue Cross Blue Shield FEP Vision Brochure - 2026

 
 

 

Blue Cross Blue Shield FEP Vision
Section 7 General Exclusions – Things We Do Not Cover

 

Section 7 General Exclusions – Things We Do Not Cover

 

The exclusions in this section apply to all benefits.

We do not cover the following:
 
  • Services provided by non-participating providers for Standard Option members;
     
  • Any charges in excess of the benefit, dollar, or supply limits stated in this brochure;
     
  • Any vision service, treatment or materials not specifically listed as a covered service;
     
  • Any exams given during your stay in a hospital or other facility for medical care;
     
  • Drugs or medicines;
     
  • Services and materials that are experimental or investigational;
     
  • Services or materials which are rendered prior to your effective date;
     
  • Services and materials incurred after the termination date of your coverage unless otherwise indicated;
     
  • Services and materials not meeting accepted standards of optometric practice;
     
  • Services and materials resulting from your failure to comply with professionally prescribed treatment;
     
  • Benefits may not be combined with any discount or promotional offering unless otherwise noted in an offer.
     
  • Telephone consultations;
     
  • Any charges for failure to keep a scheduled appointment;
     
  • Any services that are strictly cosmetic in nature including, but not limited to, charges for personalization or characterization of prosthetic appliances;
     
  • Services or materials provided as a result of intentionally self-inflicted injury or illness;
     
  • Services or materials provided as a result of injuries suffered while committing or attempting to commit a felony, engaging in an illegal occupation, or participating in a riot, rebellion or insurrection;
     
  • Office infection control charges;
     
  • Charges for copies of your records, charts, or any costs associated with forwarding/mailing copies of your records or charts;
     
  • State or territorial taxes on vision services and materials;
     
  • Medical treatment of eye disease or injury;
     
  • Special vision procedures, such as orthoptics, vision therapy or vision training;
     
  • Special lens designs or coatings other than those described in this brochure;
     
  • Special supplies such as nonprescription sunglasses and subnormal vision aids;
     
  • Replacement of lost/stolen eyewear;
     
  • Non-prescription (Plano) lenses;
     
  • Two pairs of eyeglasses in lieu of bifocals;
     
  • Services not performed by licensed personnel;
     
  • Prosthetic devices and services or digital devices such as iPads, cell phones, etc.;
     
  • Insurance of contact lenses;
     
  • Professional services you receive from immediate relatives or household members, such as a spouse, parent, child, sibling, by blood, marriage or adoption.
     
  • Deductibles, copayments and coinsurance for medical services or other insurance are not reimbursable.
 

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